LIGHTHOUSE FOR ENERGY / REGIONAL RETAIL

Credit & obligations

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Retail customer portfolio / 763,000 customers / 48 cohorts
1 July 2026 → 31 Mar 2027
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Arrears trajectory

Distinct ageing buckets · modelled balances · summed across every cohort per month

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30 days60 days90+ days

12,771 of 59,377 closing-month accounts in arrears are modelled below the A$500 minimum disconnection amount. That split is a log-normal estimate around each cohort’s average balance, not a per-account measurement — it identifies accounts the AER protects from disconnection, never a reason to disconnect the rest.

Obligations register

Source-checked rules for assessment. Contract and customer facts determine applicability.

Tariff 12F eligibility and customer choice

Source checked

Check residential advanced digital meter eligibility. Customer may opt in or retain the existing tariff. Apply the 24 kWh daily 11:00–14:00 cap and charge excess at the published day rate.

Applies when: Offering Tariff 12F to a regional Queensland residential customer

QCA · effective 2026-07-012026-07-01: check eligibility before first assignment; apply cap at billingSource Source

Minimum debt protection from July 2026

Source checked

Do not disconnect for a debt below 500 AUD including GST when the repayment-agreement condition applies. The amount is a minimum protection, not permission to disconnect; evaluate all other protections.

Applies when: Considering disconnection for non-payment where customer agreed to repay the amount

AER · effective 2026-07-01Before any non-payment disconnection decisionSource

Register life-support requirements when advised

Source checked

Record the life-support requirement and required-from date promptly and notify the other business. Registration precedes medical confirmation; keep protections until a valid deregistration process is completed.

Applies when: Customer or distributor advises of a life-support equipment requirement at a premises

AER · effective 2021-09-23As soon as advised; use the prescribed confirmation and deregistration processSource
Decision paper includes evidence limitations
  • CSO formula is not confirmed by EQ
  • modelled customer data is for scenario rehearsal only
  • Data pack acceptance check failed
Lighthouse for EnergyCalculation engine v0.4.0 · Lighthouse for Energy data 72m-v1Scenario analysis from stated assumptions